FG C.L.I.C.K.D. Consumer Credit Scheme 2026: How to Apply for Federal Government Loan for Laptops, Smartphones, Tablets and Other Digital Devices
FG C.L.I.C.K.D. Consumer Credit Scheme 2026: How to Apply for Federal Government Loan for Laptops, Smartphones, Tablets and Other Digital Devices
FG C.L.I.C.K.D. Consumer Credit Scheme 2026: How to Apply for Federal Government Loan for Laptops, Smartphones, Tablets and Other Digital DevicesThe Federal Government of Nigeria has introduced the C.L.I.C.K.D. Consumer Credit Scheme, a digital financing initiative designed to help eligible Nigerians purchase essential technology devices such as laptops, smartphones, tablets, and other approved digital tools through affordable consumer credit.
The programme aims to improve digital inclusion, enhance productivity, support education, encourage entrepreneurship, and make technology more accessible without requiring beneficiaries to pay the full purchase price upfront.
What is the C.L.I.C.K.D. Consumer Credit Scheme?
The C.L.I.C.K.D. initiative is part of the Federal Government’s broader consumer credit programme, allowing qualified Nigerians to acquire digital devices through structured repayment plans.
The scheme targets students, civil servants, entrepreneurs, freelancers, and other eligible individuals who need modern technology for learning, work, business, and communication.
Devices Covered
Eligible applicants may access financing for:
- Laptops
- Smartphones
- Tablets
- Educational devices
- Productivity gadgets
- Other approved digital devices
Availability may vary depending on participating vendors and financing partners.
Who Can Apply?
The programme is expected to benefit eligible Nigerians, including:
- Public sector workers
- Private sector employees
- Students (where applicable)
- Small business owners
- Entrepreneurs
- Freelancers
Other qualified Nigerian residents meeting the programme requirements
Applicants may be required to satisfy identity verification, income, or credit assessment requirements before approval.
Benefits of the Scheme
Some of the key advantages include:
- Affordable repayment plans
- Access to quality digital devices
- Improved digital inclusion
- Support for education and remote work
- Increased productivity for businesses and professionals
- Transparent financing process
How to Apply
Interested applicants should:
- Visit the official C.L.I.C.K.D. application portal.
- Create an account or sign in.
- Complete the online application form.
- Upload the required documents.
- Select your preferred digital device.
- Submit your application.
- Await verification, approval, and further instructions.
- Successful applicants will receive information regarding device collection or delivery, repayment schedules, and financing terms.
Documents That May Be Required
Applicants may need:
- National Identification Number (NIN)
Valid means of identification - Bank Verification Number (BVN)
- Employment or income details (where applicable)
- Active phone number
- Valid email address
- Additional requirements may apply depending on the financing partner.
Important Information
Applicants are encouraged to:
- Apply only through official government-approved channels.
- Ensure all information provided is accurate.
- Carefully review the repayment terms before accepting any loan offer.
- Beware of fraudulent websites or individuals requesting unofficial payments.
Final Thoughts
The Federal Government’s C.L.I.C.K.D. Consumer Credit Scheme represents a significant step toward expanding access to digital technology across Nigeria. By providing affordable financing for laptops, smartphones, tablets, and other digital devices, the initiative supports education, innovation, entrepreneurship, and economic growth.
Eligible Nigerians are encouraged to apply through the official portal once applications are open and follow all published guidelines carefully.
